Goldenstate Wealth Management LLC, referred to in this Privacy Policy as “Goldenstate,” “we,” “us,” “our,” or the “Firm,” is committed to protecting the privacy and confidentiality of personal information provided by clients, prospective clients, and website visitors.

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This Privacy Policy describes the types of information we may collect, how we use that information, when we may share information, and the steps we take to protect it.

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1. Information We Collect

We may collect nonpublic personal information and other personal information about clients and prospective clients from the following sources:

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Information you provide to us directly, including through account forms, advisory agreements, financial planning questionnaires, contact forms, emails, telephone calls, meetings, and other communications.

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This information may include your name, address, email address, telephone number, date of birth, Social Security number or taxpayer identification number, employment information, financial information, investment objectives, risk tolerance, income, assets, liabilities, tax considerations, liquidity needs, account information, beneficiary information, and other information necessary to provide advisory services.

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Information about your transactions and accounts, including account balances, holdings, transaction history, advisory fees, deposits, withdrawals, investment activity, and other account-related information.

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Information from custodians, brokers, service providers, or other authorized third parties, including information received from qualified custodians, financial institutions, account aggregation platforms, compliance vendors, technology providers, or professionals you authorize us to communicate with.

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Information collected through our website, including information submitted through website forms and limited technical information such as IP address, browser type, device information, pages visited, and similar website usage data.

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Goldenstate’s advisory documents state that the Firm provides services based on clientspecific information such as financial situation, objectives, risk tolerance, time horizon, tax considerations, liquidity needs, and other information provided by the client.

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2. How We Use Information

We use personal information for business and advisory purposes, including to:

• Evaluate whether our services may be appropriate for a prospective client;

• Establish and maintain client relationships;

• Provide portfolio management, financial planning, retirement planning, 401(k) or held-away account device, and general investment consulting;

• Develop investment recommendations and advisory strategies;

• Open, service, and manage client accounts with qualified custodians;

• Process advisory fees and maintain required books and records;

• Communicate with clients and prospective clients;

• Comply with legal, regulatory, supervisory, and compliance obligations;

• Protect against fraud, unauthorized transactions, errors, claims, or other liability;

• Improve our website, communications, and client service experience.

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Goldenstate’s Form ADV states that its services may include discretionary portfolio management, non-discretionary portfolio management, financial planning, retirement planning, 401(k)/held-away account advice, and general investment consulting.

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3. Information We Share

 

Goldenstate does not sell client personal information.

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We do not disclose nonpublic personal information about clients or former clients except as required or permitted by law, or as necessary to provide advisory services.

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We may share information with:

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• Qualified custodians, broker-dealers, banks, or other financial institutions used to establish, maintain, or service client accounts;

• Technology, software, cybersecurity, data storage, billing, reporting, compliance, or administrative service providers;

• Attorneys, accountants, auditors, compliance consultants, regulators, or other professional advisers;

• Persons or entities authorized by the client;

• Government agencies, regulatory authorities, courts, or law enforcement when required or permitted by law;

• Other parties as necessary to prevent fraud, resolve disputes, protect account security, or comply with applicable legal obligations.

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SEC Regulation S-P generally requires privacy notices to describe the categories of nonpublic personal information collected and disclosed, the categories of aƯiliates and nonaƯiliated third parties to whom information may be disclosed, and the firm’s policies for protecting confidentiality and security.

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4. Information About Former Clients

 

If you are no longer a client of Goldenstate, we will continue to protect your nonpublic personal information as described in this Privacy Policy. We may retain and disclose information about former clients only as required or permitted by law, regulation, contractual obligation, or legitimate business and compliance needs.

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5. Confidentiality and Safeguards

 

Goldenstate maintains physical, electronic, and procedural safeguards reasonably designed to protect client information from unauthorized access, misuse, alteration, or disclosure.

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These safeguards may include:

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• Restricting access to client information to persons who need the information to perform advisory, operational, compliance, or administrative functions;

• Using secure systems and service providers where appropriate;

• Maintaining written compliance policies and procedures;

• Monitoring for potential conflicts, unauthorized access, or misuse of information;

• Retaining records as required by applicable law;

• Disposing of information securely when no longer required.

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Goldenstate’s Form ADV states that the Firm has adopted a Code of Ethics addressing fiduciary duty, conflicts of interest, confidentiality, and client-first standards of conduct.

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6. Website Information and Cookies

 

Our website may collect limited technical information automatically, such as IP address, browser type, device type, referring pages, pages visited, and date and time of visit. This information may be used to operate the website, understand visitor activity, improve website performance, and maintain security.

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Our website may also use cookies or similar technologies. A cookie is a small file stored on your device that helps websites function properly and improve user experience. You may be able to disable cookies through your browser settings, although some website features may not function properly.

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Our website may also use cookies or similar technologies. A cookie is a small file stored on your device that helps websites function properly and improve user experience. You may be able to disable cookies through your browser settings, although some website features may not function properly.

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Submitting information through the website does not, by itself, create an advisory relationship with Goldenstate.

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7. Email and Electronic Communications

 

Email and website communications may not be secure unless specifically encrypted. Please do not send sensitive personal information, account numbers, Social Security numbers, passwords, or confidential financial information through unsecured email or website forms unless specifically instructed to do so through a secure process.

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8. Client Rights and Choices

 

You may contact Goldenstate to update or correct personal information we maintain about you.

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You may also request information about our privacy practices or ask questions about how your personal information is handled. Certain records may need to be retained for legal, regulatory, compliance, or business purposes even after an advisory relationship ends.

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If Goldenstate were to share nonpublic personal information with nonaƯiliated third parties in a way that requires an opt-out notice under applicable law, we would provide the required notice and opportunity to opt out. SEC guidance states that if an adviser intends to share nonpublic personal information with a nonaƯiliated third party other than under an exception, the adviser generally must provide an initial notice and an opportunity to opt out.

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9. Children’s Privacy

 

Goldenstate’s website and advisory services are not directed to children. We do not knowingly collect personal information from children through our website.

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10. Changes to This Privacy Policy

 

Goldenstate may update this Privacy Policy from time to time. If we make material changes, we will update the eƯective date and make the revised policy available through our website or other appropriate means.

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Regulation S-P generally requires financial institutions, including registered investment advisers, to provide an initial privacy notice and, when required, annual or revised privacy notices reflecting their privacy policies and practices.

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11. Contact Us

 

For questions about this Privacy Policy or Goldenstate’s privacy practices, please contact

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Goldenstate Wealth Management LLC

16315 Silver Emperor ST.

Humble, TX 77346

Phone: (225) 776-9957

Email: Kelvin.york@goldenstatewealthmanagement.com

Website: www.GoldenstateWealthManagement.com